Privacy Policy

Privacy Policy
Effective Date: April 23, 2025

1. Introduction
MyOwnPrice.com.ng (“we,” “our”) respects your privacy. This Policy explains how we collect, use, disclose and safeguard your Personal Data when you use our website and mobile application.

2. Data We Collect

· Registration Data: name, email, phone, date of birth, address.

· Financial Data: payment card details, bank account information (encrypted).

· Technical Data: IP address, device identifiers, browser type, operating system.

· Usage Data: bidding history, search queries, pages viewed, session duration.

· Communication Data: correspondence with support, feedback, surveys.

3. Use of Data

· To verify identity and process payments.

· To manage auctions (notify you of outbids, auction wins, shipping).

· To improve and personalize user experience.

· To send transactional messages (bidding confirmations, receipts).

· To send marketing (only if you opt-in; you may unsubscribe at any time).

4. Disclosure of Data We do not sell or rent your Personal Data. We may share with:

· Service Providers (payment processors, couriers) under confidentiality agreements.

· Legal Authorities when required by law or to protect rights.

· Affiliates and subsidiaries for internal business purposes.

5. Data Security

· We implement industry-standard encryption (SSL/TLS) for data in transit.

· At rest, sensitive data is encrypted using AES-256.

· Access is limited to authorized personnel with strict confidentiality obligations.

6. Data Retention

· We retain Personal Data as long as needed to fulfill services, comply with law, resolve disputes and enforce agreements.

· You may request deletion or correction of your data by contacting privacy@myownprice.com.ng.

7. Cookies & Tracking

· We use cookies and similar technologies to enable core functionality, remember preferences, and analyze traffic.

· You can disable cookies via your browser settings, but some features may break.

8. Your Rights Under Nigerian law, you have the right to:

· Access your Personal Data.

· Request correction or erasure.

· Object to or restrict processing.

· Lodge a complaint with the Nigerian Data Protection Regulation (NDPR) authority.